Interest Free Credit & Finance At Baldwin Jewellery we understand that sometimes you’d prefer to spread the cost when it comes to your jewellery purchase. We offer 0% finance on Purchases over £750. All you need is a 10% deposit and to be a UK citizen. You can apply for finance from the product page on the website. 0% finance lets you spread the cost over several months up to 2 years without any interest charges. Interest free credit is not available on discounted goods or sale items discounted from the original ticket price. 
We are proud to be partnered with Novuna Personal Finance who are a well-regarded company with over 40 years’ experience in providing finance to customers of UK jewellers. The online application takes minutes to complete and can be done on your computer through our fully automated online service at the checkout. Alternatively, it can be done in-store. A decision is usually instant. By making a finance application you are in no way committing to taking out finance until you have signed the agreement. DELIVERYFor finance orders made online, we are only able to deliver to the address on your credit agreement (your home address). You will not be able to have the goods shipped to another address or collect the goods from us in person if processed online. REFUNDSIf you wish to return the order, then please refer to our returns policy. If we accept your return we will contact the lender to cancel the credit agreement. We may not be able to cancel the finance if the return falls outside of our returns period. FINANCE EXAMPLES | Purchase Price £2,000 | | 10% Deposit = £200 | | Loan Amount – £1,800 | | 24 monthly repayments of £75 per month | | TOTAL FINANCE PAYABLE – £1,800 | | Purchase Price £5,000 | | 10% Deposit = £500 | | Loan Amount – £4,500 | | 24 monthly repayments of £187.50 per month | | TOTAL FINANCE PAYABLE – £4,500 | | 
